Thomas Gutierrez (@thomgutie) - Deepstash

Thomas Gutierrez

@thomgutie

Academic librarian

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If you think quitting your job to travel the world is all goodness, this post might have you thinking twice. If you travel in an unplanned fashion, not thinking much more than a few days or weeks ahead, you have a greater chance to enjoy all kind of Serendipitous experiences. Like me, you might even rediscover your fitness (I lost 40 pounds in 18 months of travel without Dieting or “working out ”).

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The key to making more money starts with a higher level understanding of wealth, and the two different ways we define income.

Active Income: This is your full-time salaried or part-time hourly job. It also umbrellas side hustles like freelance work, Uber driving, Fiverr gigs, etc. It is the process of trading your time for money.

Passive Income: These are earnings that may not require as much hands-on work, including investing, real estate, e-commerce, royalties, etc. This allows you to have some financial flexibility outside of your 9–5.

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None of us are immune to our own psychology when it comes to money. Any of us can make a bad decision about our finances if we don’t prepare in advance for what is to come.

Here is what Tim’s story can teach you about the psychology of money and how to manage yours, so you don’t lose everything you’ve worked hard for (not financial advice).

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Defining Budget Deficits

When you spend more than you earn and the total amount of money that you're spending turns out to be more than the amount that you're brining in causes a budget deficit.

For example, if you spend $100 per week but earn less than that every week, that's a budget deficit. In addition, should you continue this kind of excessice spending, you will likely end up in debt.

Budget deficits can happen in both small and large scales (individual - nations).

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Certain Cryptocurrencies allow you to earn a passive income; merely money that you earn without doing much to earn it. In this post, I will highlight 3 Cryptocurrencies that allow you to earn a passive income.

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