Learn more about moneyandinvestments with this collection
How to manage risk
How to analyze investment opportunities
The importance of long-term planning
The need for financial independence
When it comes to financial independence, people often talk about increased salary or how much they need for a comfortable retirement.
It’s good to have goals for your savings, income and retirement fund, but it’s unhelpful when we don’t consider why we’re working towards financial independence in the first place.
8
103 reads
When it comes to financial independence, people often talk about increased salary or how much they need for a comfortable retirement.
It’s good to have goals for your savings, income and retirement fund, but it’s unhelpful when we don’t consider why we’re working towards financial independence in the first place.
8
81 reads
Financial independence doesn’t need to be Instagrammable
Too many blogs that promote financial independence focus excessively on luxury items. However, it's a serious risk when you get addicted to consumerism. It leads to a cycle of earning more and spending more.
Many people earn millions, spend millions and still feel they're broke. But, whether you're earning millions or the average wage - if your lifestyle exceeds your income, you'll always live paycheck to paycheck. So when you're earning more, avoid spending more.
8
67 reads
More money doesn’t always mean financial independence
More money doesn't mean you're financially free. Worse, when we earn more, we often have more problems.
Chasing after money means sacrificing other things, such as your time, friends and energy, so you may barely enjoy life.
Adopting a long-term mindset to building wealth means you don't have to be in a hurry. You can say no to "opportunities" that pay well but don't give you the life you want.
9
65 reads
Lifestyle is more important than income
Most people want to earn more and achieve financial independence so that they can stop chasing after money forever.
However, everyone knows that it's better to live below your means. You can always find ways to enjoy life without living from paycheck to paycheck.
10
75 reads
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