Manajemen Keuangan
Pendapatan = Kebutuhan (40%) + Cicilan (30%) + Investasi (10%) + Dana Darurat (5-10%) + Rekreasi (5%)+ Kebaikan (Sedekah).
Dana Darurat = Hitung biaya kebutuhan bulanan.
Jika Single, butuh 4x biaya hidup bulanan.
Jika Menikah, butuh 6x biaya hidup bulanan.
Jika Memiliki 2 Anak, butuh 12x biaya hidup bulanan.
Jika Entrepreneur/Freelancer, butuh 12x biaya hidup bulanan.
Jika masih kurang dari target, yuk semangat kerja dan nabung!
*Utamakan Dana darurat daripada Investasi.
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