Does shopping make you happy? Do you frequently buy your loved ones presents “just because” and blow the budget at Christmas and birthdays? You could be a social value spender.
If you are concerned about your spending and borrowing habits you need to study your bills — perhaps with the support of a close friend.
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"Many people are in the dark when it comes to money, and I'm going to turn on the lights. " ~ Suze Orman
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