The most important benefit of setting goals isn't achieving your goal; it's what you do and the person you become in order to achieve your goal that's the real benefit. Goal setting is powerful because it provides focus.
Good habits are the key to success. If you have goals that don't seem to be getting any closer, it's because you haven't developed your habits. With every year that passes, you find yourself stuck in the same place. Struggling professionally. Nowhere near your ideal body. Without the social life you're after.
Create a Household Budget: the best habit to help you save money. A household budget helps to encourage frugality and discourage impulse spending. You’ll feel more motivated to engage in other good financial habits once you’ve got this in place.
Financial Audits. This involves frequent checks as to whether you’re spending your money as wisely as possible.
Success in almost everything involves time management. It seems like there aren't enough hours in the day to get everything that you need to do accomplished, but if you want to achieve much more than others in a shorter amount of time, you must improve how you manage that time.