As humans, we misjudge risks and opportunities. Our mental software seems coded to make us fumble our finances.

Several cognitive biases trip us over money and life decisions, and there's not much we can do about it, according to Daniel Kahneman.

If the mind’...

Well-chosen Snudges/self-nudges can improve life. We can be our own choice architects by making certain options harder or less fun, or by eliminating them altogether.

Almost all the tools that work to nudge other people, you can use to change your own decis...

In a study where one group was served fresh-popped kernels and the other, a week-old stale popcorn at a theatre, no one seemed to notice or care about the freshness or taste of it. It was because the act of inhaling popcorn at movies is so automatic. 

We waste a lot of time and money while ...

You get better with money when you get better with time.

Write letters to your future selves, making this older version of you into a real three-dimensional character can make this sort of self-conversation easier to recognize the benefit of something, like an automatic sa...

Habits are hard to start and even harder to maintain. A retainer is basically proof that braces alone don’t really solve the problem.

We're optimistic about nudging ourselves to make long-term changes but agnostic and pessimistic about changing day-to-day ones.

Think...