Before you do any more detailed planning, before beginning to discuss or actually take action, determine what success would look like, what needs to be accomplished.
What will success look like? What problem are we trying to solve? What will be different when we are done?
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Write down the big picture Roadmap (the various dimensions of the project) so important components will not be forgotten and unnecessary steps will be eliminated.
You will be able to work backward from the destination, review your objectives, and debate various approaches before getting bogged down in the detailed steps.
Identify the tasks that must be accomplished. You need to know: what, who, when, how and how well.
The most common mistake here is stopping with the What and Who.
Ask the important question: What might go wrong?
Most plans fail and the reasons for those failures are not usually all that surprising. The problem is that few people stop to ask what could go wrong.
"By far the most significant learning experience in adulthood involves critical self-reflection - reassessing the way we have posed problems and reassessing our own orientation to perceiving, knowing, believing, feeling and acting."
Savings and investments should be part of a monthly budget even when young or just starting a career.
You cannot save enough if you are waiting until your late 30's before thinking about savings and investments. Then credit cards and loans will drag the savings with added responsibilities like marriage, children, care of parents, etc.
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