Speaking too quickly

You will always experience delays in free-flowing conversation because you won't always have the right words at hand.

In public speaking:

• We get to decide and rehearse in advance what we are going to say. With good planning, we can be more fluent and avoid the...

• Acting polite during a conversation, puts you ahead in the game. 
• Actively listen to them talk and don't interrupt them while they're speaking. 
• If they ask you questions, answer politely, appropriately and honestly, but don't talk too much abo...

Having an emergency fund can prove life-saving when you are in desperate need of money. However, before starting to use the money, make sure the situation really requires the measure. 

For instance, try spending the money on situations that occur totally unexpectedly rather than on event...