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You must first determine your budget before taking any meaningful measures. Do you realize how much debt you have in total? How much do you charge?

Now that we’ve established what constitutes good and bad debt, we can go on to discuss revenue. You should have a clear view of your finances and the revenue you can earn each month before you can think about paying off your debt.

Putting more money toward your debt is the key to paying it off quickly. This is why the first step is to closely examine your budget. Are there any expenditures that you could eliminate? Are you able to reduce your overall spending?

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