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If you can read, you can cook. If you can read and cook, you can use meal planning and prep to save time, money, and improve your health.
Base your menu for the week on two things: what you already have in the house and what is on sale at your supermarket.
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Get a cheaper living situation: Live in a smaller house that needs less stuff to fill it or get a roommate.
The personal finance rule of thumb is to spend no more than one-third of your income on rent.
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Poor people buy cheap clothes that have to be replaced much more often than the more expensive clothes rich people buy. In the end, poor people spend more money.
Buy quality. Spend the most on the things you will wear the most. Take proper care of your things too, so they last l...
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Take a hard look at how much you are spending day to day. Every time you spend money, write it down as it happens in a little notebook or log it into an app.
Alternatively, use the envelope method. Make an envelope for each of your non-fixed expenses, like groceries, clo...
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"Making money is art and working is art and good business is the best art." ~ Andy Warhol
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Meal planning is a sort of calendar for your groceries and meals. The same way you might plan out your week or month for work, meal planning takes care of that for each meal.
It can save you money if you're buying the right groceries and also save you a lot of time in the long run.
We all, rich or poor, have the same 24 hours in a day. But we can use our money to buy more time. For example, by eating out, you don't have to decide what to cook, shop for ingredients, cook, and clean it all up.
If you can carve out more time for yoursel...
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