It could be a lame excuse that means you lack perspective, information, and the necessary resources.Make it a primary objective to acquire the necessary resources you need to help transform your perspective and achieve your goals.

'It’s not the right time'

This excuse means that you lack confidence in your ability to achieve your goal.It also means you haven’t taken the time to gain the experience or education to understand what is required.To combat this, read books, gain experience or ask for help.

'I don’t know how'

This excuse means that you don’t consider money to be a priority or that you lack the desire, determination, persistence or patience needed to achieve financial security. You might be lacking strategy or ideas to help you reach your financial objectives.Commit to reading books about improving your finances or get a mentor.

'Not enough money'

This excuse shows that you might lack motivation and a reason to change. We are always pulled forward by the desire for pleasure or pushed forward by the desire to avoid pain. Write down the potential benefits as well as the negative consequences for not making the change.

'I just can’t change'

We make excuses for the following key reasons:<ul><li>Fear of Failure</li><li>Fear of Embarrassment</li><li>Fear of Success</li><li>Fear of Change</li><li>Fear of Uncertainty</li><li>Fear of Responsibility</li><li>Fear of Making Mistakes</li><li>Perceived lack of confidence or resources</li></ul>To successfully eliminate excuses we must first consider removing all traces of fear. Fear paralyzes us and prevents forward movement in all areas of our lives.

The Fear Trap

This excuse means you’ve got poor habits that lead to a lack of self-discipline. Consider what kind of habits, routines and daily rituals you partake in throughout the day.For instance, a lack of sleep could be the reason why you’re feeling so tired and lack inspiration.

'I’m just not inspired'

Excuses are rationalizations we make to ourselves about people, events, and circumstances. They are invented reasons we create to defend our behavior, to postpone taking action or simply as a means of neglecting responsibility.

Defining excuses

This excuse means a lack of desire, focus, discipline, and direction.It suggests the wrong priorities or time management problems. It could also indicate laziness or procrastination.

'There’s just not enough time'

This excuse means you lack understanding, confidence or perspective.It might be more difficult but persist and challenge yourself to think outside the box. Learn from your failures and adapt accordingly.

'I’m just too old/too young...'

This excuse means that you lack creativity, inspiration, and desire. You could also lack a willingness to work harder to achieve your goals.

'I don’t have an education'

This excuse shows you’re either lacking perspective, or you’re paralyzed by fear.Identify the underlying fears that are preventing you from moving forward.

'I have to plan thoroughly first'

This excuse shows you lack self-belief, motivation, creativity, patience, perspective, or the determination you need to succeed.All these qualities are essential for everything of value that you would like to build in your life.

'It just won’t work'

This excuse means you lack understanding, confidence, knowledge, and experience.Commit yourself to gain the knowledge and understanding about the thing you fear, to build the confidence you need to move forward.

'I’m afraid to fail'

He that is good for making excuses is seldom good for anything else. - Benjamin Franklin Do you ever catch yourself making excuses when things don't entirely go your way? Have you ever neglected taking responsibility for the events and circumstances of your life?

'I have to plan thoroughly first'

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'I just can’t change'

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Plan in advance