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What Is retirement planning
Retirement planning is a multistep process that evolves over time . To have a comfortable, secure—and fun—retirement, you need to build the financial cushion that will fund it all. The fun part is why it makes sense to pay attention to the serious—and perhaps boring—part: planning how you’ll get there.
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Key Points
- Retirement planning should include determining time horizons, estimating expenses, calculating required after-tax returns, assessing risk tolerance , and doing estate planning.
- Start planning for retirement as soon...
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Knowledge on Retirement planning is essential as it needs to be planned right from the beginning of career.
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Smart retirement planning boils down to a few simple truths.
- Time is on your side. The earlier you start saving money, the more time you give compounding to work for you.
- Take risks when you're young. Although stocks are three times more volatile than government bonds, it earns nearly twice the average annual return.
A breakdown is a bid for health
A breakdown is an attempt of one part of our minds to force the other part into growth, self-understanding and self-development that we refuse to undertake. In essence, it's an attempt to jumpstart a process of getting well.
There is then a danger to merely medicalising t...
Thinking about whole services will change what your service is
- Understanding what your user is trying to achieve.
- Get a good understanding of who else delivers parts of this service and how they relate to your organization.
- Look at your organization’s ability to deliver all of this service; if this isn’t feasible, define what a rational ...
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