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Key Points

Key Points

  • Retirement planning should include determining time horizons, estimating expenses, calculating required after-tax returns, assessing risk tolerance , and doing estate planning.
  • Start planning for retirement as soon as you can to take advantage of the power of compounding.
  • Younger investors can take more risk with their investments, while investors closer to retirement should be more conservative. 
  • Retirement plans evolve through the years, which means portfolios should be rebalanced and estate plans updated as needed.

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Retirement planning is a multistep process that evolves over time . To have a comfortable, secure—and fun—retirement, you need to build the financial cushion that will fund it all. The fun part ...

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An important read on saving and investing for retirement, no matter what your age.

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