• College degree, no student debt.
• Partner to share expenses.
• No children or relatives to care for.
• Access to health care.
• Choice of where to live.
• But all of this comes at a price.

One example is the case of Taybeepboop, a 28-year-old post-production freelancer who paid off her college debt in under a year and eventually saved enough to buy a home. Her financial advisor encouraged her to share her financial story on TikTok, but it came at a high price.

• A growing online community championing quitting work before the age of 65 has emerged with hashtags like #EarlyRetirement, #RetireBefore30, and #FinancialIndependence.
• The movement built on aggressive saving, investment, and frugality has found a new...