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This isn’t just false modesty or fishing for reassurance; some people do believe that they cause every bad thing all or most of the time.
Blaming yourself when something goes wrong might, relates to a general tendency to make internal attributions for failure in which you see yourself as inept, foolish, or irresponsible. That tendency might motivate you to attribute your successes to external factors, such as fate, chance or luck, as well.
Theoretically, anyone who intentionally practices an immoral act is culpable regardless of the consequences. But in most cases, people sign up for what is called “moral luck”.
Moral luck is the belief that you should hold someone to blame only if the action causes harm to others, not for their intent, and according to it, those whose actions bring harm are more culpable.
The more often you play the blame game, the more you lose. Learning to tell when you need to own up to your role in a bad situation will help you grow from your experiences, and ultimately help you achieve more fulfilling relationships.
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We judge ourselves and others morally for things that didn't come out as intended, were unforeseen, or were influenced by factors beyond one's control.
The judgment we should receive is based on how our actions turned out, rather than our intentions, no matter how good they were. This is called 'Moral Luck'.
Your financial issues are fixable if you:
We usually assume the worst if we get hurt by the people we love and trust. The various biases in our minds (confirmation bias, fundamental attribution error, and availability bias) play havoc in our relationships.
Hanlon’s razor can shift our mind from an assumption of bad intentions by our loved ones, towards other possibilities, ensuring that we take steps to understand the situation, rather than reacting reflexively and then repenting.