Knowledge is power - Deepstash
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Learning A Foreign Language

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Knowledge is power

When it comes to money, people will do whatever they can to get hold of your money, regardless of how it will affect you.

Don't rush into any sort of decision making. Always consult a second source.

183

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Train yourself not to adapt

We have this idea that if we just make a certain amount of money, we're going to do great. But it doesn't work like that. We find ourselves always adapting our spending and lifestyle to our income.

Be careful with your spending even if you suddenly have more than you need. Don't chase tempo...

217

499 reads

Automate anything you can

Assuming you have enough to cover the bills and aren't pulling an overdraft fee, start by automating your retirement savings. You know you need an emergency fund, so automate. Do the same with increasing your 401(k) contributions each year, or paying off your credit card debt. 

176

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Understanding personal finance

Understanding personal finance

It is possible to make a budget work while still saving enough to retire. It starts with learning to change your habits so you can put money aside.

It is not that easy to make any sort of real, lasting change in your habits. You will have a few setbacks, and that's ok.

222

1.16K reads

Save a percentage of each paycheck

Put 10 % away from each check you receive to create a cash buffer for emergencies. Try and increase it with time.

216

568 reads

Get started

  1. Start early. The more time your money and investments have to grow before you need them, the more money you’ll have all things being equal. Every little bit counts, even to only to get into the right habits.
  2. Put yourself in the right place geographically.
  3. Do some side hustles...

221

582 reads

Finances are bigger than your paycheck

Our personal finances don't exist on their own. They are connected to the economy and government laws and regulations. It all is as much part of your finances as to how you spend and save your paycheck.

Educate yourself. Call your members of Congress and let them know what you think.

158

495 reads

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aniyah_uj

"Money doesn't buy class." ~ Kiana Tom

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Discipline is KEY for doing what you love

Although doing work you love takes less discipline, finding work you love does usually require discipline.

  • Plenty of successful people did things that seemed to be disappointing until they found their niche.
  • Try to get into the habit of always doing a good job ...

Innovation is driven by incentives

There are three types of incentives:

  1. "If I don't figure this out, I might get fired." It will get you moving.
  2. "If I figure this out, I might help people and make a lot of money." It will produce creativity....

Encourage self-reflection

After making a big decision it is crucial to ask yourself:

  • Was I being completely honest with myself in my earlier articulation of my values?
  • What values do put first and at whose expense will my values affect?

Allow yourself to reconcile any inconsistencies an...

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