Use A Monthly budget Tracker

• The traditional budget starts with tracking expenses, getting rid of debt, and then building an emergency fund.
• But you can speed up the process by building a partial emergency fund. It will act as a buffer to replace the use of a credit card for e...

Take a hard look at how much you are spending day to day. Every time you spend money, write it down as it happens in a little notebook or log it into an app.

Alternatively, use the envelope method. Make an envelope for each of your non-fixed expenses, like groceries, clo...

No matter how little or how much money you earn, creating a monthly budget is one of the most important aspects of managing your finances. What gets measured gets managed.

Having a budget doesn't stop you from spending money the way you want it to, but works like a partne...