3. Stay away from friends

Friends are the important asset of our life, without friends our life is nothing but you must have good friends.

It's well said by Sir Warren Buffett that if your friends circle is busy in enjoyment not talking about investment, business and breaking 9-5jobs then you must quit that circle.

In simple language don't be available for parties and programs every time, avoid when you feel there's a need.

Don't waste your time, money and efforts.