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The reason people jump to conclusions is the fact that they find it easy.
Fact-checking and 100 percent accuracy on everything they see or observe consume way too much time for a normal person.
Taking mental shortcuts is the path most people choose to jump to conclusions.
People can be biased in many ways and jump into intuitive judgments that may not necessarily be correct. When we need to make a decision quickly, sometimes jumping into a conclusion with insufficient facts maybe the right way to go. Jumping into conclusions becomes problematic when it gets sub-optimal and leads to wrong decisions.
This is observed in the medical field(Premature Closure) and in cases of paranormal belief or witchcraft.
Certain factors increase the chances of people jumping into conclusions:
While jumping to conclusions is viewed as a cognitive phenomenon, and is unintentional, it can also be a logical fallacy.
This means that the jumping-to-conclusions bias causes people to jump to conclusions when it comes to their internal reasoning process, which in turn causes them to use the jumping-to-conclusions fallacy in their arguments.
It is a logical fallacy and it happens when we choose and focus only on evidence that supports our views and arguments while ignoring anything that may contradict us.
"The law says you should drive on the right side of the road, and the law is the law."
When someone is questioning this statement, they are questioning the law. If we say, "because that is the law," we are begging the question. We are assuming the validity of what the other person is questioning.