Before purchasing non-essential items ask yourself:

• Leave the item for 24 hours. If you still want it and can afford it, then make the purchase.
• Don’t let “blowout sales” tempt you. Ask yourself if you would buy the item if it were full price.
• Check your bank balance first thing every morning. It will ensu...

The idea behind kakeibo is to help you understand the relationship with money by keeping a ledger with all incoming and outgoing transactions.