Some parents will tell you to avoid credit cards altogether, but there’s a better option: Get a card or two and make sure to pay them off every month. This will help you to both stay out of debt and to build your credit score, which is the backbone of your financial health.
Pro tip: Up the ante by using rewards credit cards , which can give you everything from cash back to travel discounts and discounted gas.
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Understanding these money truths can move you beyond living paycheck to paycheck and into financial stability.
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