<ol><li>Creation of zombie economy</li><li>Low interest rate regime</li><li>Cash generation excess </li><li>Loss of productivity in western economies </li></ol>

2008 Financial Crisis And The Death Of The Real Economy

"Labour productivity is the most important factor determining living standards"

<ul><li>2020- pandemic cash surge</li><li> Jeremy Siegel was monumental mistake</li><li> Risk assets Like nfts</li></ul>

Pandemic And Acceleration

October 2022 Nobel economics

<ol><li> Gold silver cash government bonds</li><li> Long term investment into innovation</li><li> Minimal simplify expenditure</li><li> independent life style</li></ol>

How to avoid risk / anti-fragile 

<ol><li>2021 Inflation surge</li><li>2022 Variable rate mortgages in Canada Australia UK will reset rates in next 1-2 years</li><li> 2022 Credit Suisse crisis</li><li>russia Ukraine war disrupts commodities</li><li>China zero COVID disrupts supply chain</li><li>Weakening $ with multilateral local currency trading RSA brics China India russia</li></ol>

Post Pandemic Geopolitics

<ol><li>1933 glass stiegel act reversed in 1999 </li><li> == converging banks and investment cos</li><li> 1999 stock bubble Qualcomm 2600% 1y </li><li> 2001 9/11 attacks </li><li> 2001 Enron financial debacle</li><li> 2002 shift to real estate investment</li></ol>

The background 

Economic productivity dampening

Missing part of the puzzle

<ol><li>funding non income individuals with mortgages ;</li><li>Mc Donald's worker with 6 homes</li><li>sub prime lending</li><li>Mortgage backed securities</li></ol>

Real estate bubble

<ol><li>Cash infusion by governments ; the easy path </li><li> Quantitative easing</li><li> Riots in Greece</li><li> Iceland : systemic collapse 80% stock collapse</li><li> Landbankinn - glitnir ; 3 large banks; 12x GDP </li></ol>

Long Term Structuring

<ol><li> Millennials are poor than their parents</li><li> Dropping fertility rates</li><li> Low interest rate regime .. cheap money</li><li> Scaffolding: Low rate + excess cash </li><li> == disparity in population</li></ol>

Death of the real economy

Debt stocks and other assets

Everything bubble

<ol><li>European debt crisis 2009 - 2020 </li><li> Pigs : country crisis </li><li> 2009-0410 / declare crisis is over</li><li> 10% unemployed ; 6 million jobs; 8 million foreclosure</li><li> 2010 Dodd Frank act ; regulation ; </li><li> Bcso / bespoke collateralised security obligations </li><li> 40tn $ on corporate debt</li></ol>

Long Term Effects 

<ol><li>AIG = gov.us bail out 180 bn$</li><li>Occupy Wall Street</li><li>Crypto currency genesis</li><li>2.5tn $ debt purchase</li><li>By mid 2009 50% equity market collapse</li></ol>

The Afterma

<ol><li>2004 Collapse // Morgan Stanley </li><li>4.1 tn USD debt 30% us economy</li><li>Reset rates 2-3 years // foreclosure</li><li>1.3 million foreclosure 2007</li><li>Eo 2007 2.3 million homes foreclosure</li><li>Sub prime lender closure</li></ol>

Build up 

<ol><li> CDO collateralised debt obligations</li><li> CDS credit default swaps </li><li> Insure CDO risk ; extreme specialty; OTC; sold by risk owner </li><li> 2008 60 tn USD CDs</li><li> AIG Fannie Mae big buyers </li><li> Financial leverage / capital adequacy </li></ol>

Financial engineering 

<ol><li>Bnp Paribas/ no liquidity in the market </li><li> Uk bank Northern rock ; first bank run since 1866 </li><li> Bear Stern's mar-2008 13.4 tn USD market value / 5th largest </li><li> Alan Schwartz CEO</li><li> 170 - 2 $ in 3/4 weeks </li><li> Lehman brothers / Erin CFO / risk 30x capital / June 2.6 BN $ loss</li><li> Goldman Sachs bets against mbs </li><li> 2008-09 Lehmann bankruptcy after 158y </li><li> 2009-0915 manic Monday Dow 500 points</li><li> Merill lunch ma with bank of america </li><li> Banking freeze / Harvard couldn't pay wage bills</li></ol>

The crash 

2008 financial crisis and impacts on real economy 

--- About ColdFusion --- ColdFusion is an Australian based online media company independently run by Dagogo Altraide since 2009. Topics cover anything in science, technology, history and business in a calm and relaxed environment. » Podcast I Co-host: https://www.youtube.com/channel/UC6jKUaNXSnuW52CxexLcOJg » Music | https://www.youtube.com/channel/UCGkpFfEMF0eMJlh9xXj2lMw » Twitter | @ColdFusion_TV » Instagram | coldfusiontv » Facebook | https://www.facebook.com/ColdFusioncollective Sources: https://scholar.princeton.edu/sites/default/files/markus/files/16f_reversalrate.pdf https://www.afr.com/policy/economy/the-opiate-of-low-interest-rates-20210209-p570zo https://data.oecd.org/interest/long-term-interest-rates.htm#indicator-chart https://en.wikipedia.org/wiki/2008%E2%80%932011_Icelandic_financial_crisis https://www.macrotrends.net/2324/sp-500-historical-chart-data https://www.aeaweb.org/research/endogenous-technology-adoption-productivity-decline-great-recession https://www.journals.uchicago.edu/doi/full/10.1086/680580 https://www.econlib.org/archives/2017/03/the_great_reces.html https://fred.stlouisfed.org/graph/?g=3big https://www.youtube.com/watch?v=bx_LWm6_6tA https://en.wikipedia.org/wiki/Post-2008_Irish_economic_downturn https://www.thisismoney.co.uk/money/markets/article-11343945/UK-braces-highest-base-rate-rise-years-Bank-England-set-move.html https://www.fool.com/investing/2022/10/03/bank-of-england-hard-pivot-monetary-policy-fed/ https://www.intereconomics.eu/contents/year/2018/number/2/article/productivity-and-the-great-recession.html https://www.bls.gov/opub/ted/2017/labor-productivity-growth-since-the-great-recession.htm https://www.c-span.org/video/?281516-1/international-coverage-us-financial-crisis https://edition.cnn.com/2020/01/11/politics/millennials-income-stalled-upward-mobility-us/index.html https://www.investopedia.com/articles/03/071603.asp https://www.nytimes.com/2008/10/03/business/worldbusiness/03iht-sec.4.16681441.html https://commons.wikimedia.org/wiki/File:Leverage_Ratios.png https://www.cfr.org/timeline/us-financial-crisis https://som.yale.edu/centers/program-on-financial-stability/the-global-financial-crisis/financialcrisischarts https://www.newyorker.com/magazine/2018/09/17/the-real-cost-of-the-2008-financial-crisis https://www.schroders.com/en/insights/economics/the-global-financial-crisis-10-years-on-six-charts-that-tell-the-story/ https://www.investopedia.com/terms/n/notionalvalue.asp https://www.investopedia.com/terms/b/bear-stearns.asp#:~:text=Bear%20Stearns%20was%20a%20global,underlying%20loans%20began%20to%20default. https://smartasset.com/investing/hedge-fund-vs-investment-bank https://www.economist.com/media/globalexecutive/greenspans-bubbles-fleckenstein-e.pdf https://www.benzinga.com/general/education/22/01/19235337/this-day-in-market-history-alan-greenspan-issues-dot-com-bubble-warning https://www.investopedia.com/terms/c/creditdefaultswap.asp https://en.wikipedia.org/wiki/Glass%E2%80%93Steagall_legislation https://en.wikipedia.org/wiki/Global_financial_crisis_in_October_2008 https://www.investopedia.com/terms/b/bear-stearns.asp#:~:text=Bear%20Stearns%20was%20a%20global,underlying%20loans%20began%20to%20default. https://www.brookings.edu/wp-content/uploads/2018/08/2018-09-10-10am-FINAL-Crisis-deck-00-85.pdf https://en.wikipedia.org/wiki/Lehman_Brothers https://www.moneyandbanking.com/commentary/2020/11/8/the-case-of-the-treasury-account-at-the-federal-reserve https://en.wikipedia.org/wiki/JPMorgan_Chase https://americandeposits.com/history-quantitative-easing-united-states/ https://www.ifre.com/story/3375562/synthetic-cdo-machine-whirrs-into-gear-again-ntzlc1mtzp https://www.imf.org/en/Blogs/Articles/2018/09/05/blog-ten-years-after-lehman-lessons-learned-and-challenges-ahead https://www.investopedia.com/news/10-years-later-lessons-financial-crisis/ My Music Channel: https://www.youtube.com/channel/UCGkpFfEMF0eMJlh9xXj2lMw //Soundtrack// Burn Water - Nostalgia Dreams Working Men's Club - Valleys (Confidence Man Remix) Aleksandir - Between Summers Young American Primitive - Sunrise Rustic Bellyflop Nanobyte - Lost Time Oliver Heldens - Aquarius Yoji Biomehanika - Ding-A-Ling (DJ Scot Project Remix) (2002) Mosaik - Icarus (Need a Name Remix) Andre Sobota - Concluded (Original Mix) Paddy Mulcahy - On A Hill In Swinford Eluvium - Nepenthe Burn Water - Fate Balmorhea - Truth Burn Water - Soul Mates Hiyo - Don't Go Gem Club - First Weeks Juan Rios - What If I Told You Hammock - Wasted We Stared at the Ceiling Burn Water - She Shines to Master » Music I produce | http://burnwater.bandcamp.com or » http://www.soundcloud.com/burnwater » https://www.patreon.com/ColdFusion_TV » Collection of music used in videos: https://www.youtube.com/watch?v=YOrJJKW31OA Producer: Dagogo Altraide

career

Career

personaldevelopment

Personal Development

-- About ColdFusion --
ColdFusion is an Australian based online media company independently run by Dagogo Altraide since 2009. Topics cover anything in science, technology, history and business in a calm and relaxed environment. 

» Podcast I Co-host: https://www.youtube.com/channel/UC6jKUaNXSnuW52CxexLcOJg

» Music | https://www.youtube.com/channel/UCGkpFfEMF0eMJlh9xXj2lMw
» Twitter | @ColdFusion_TV
» Instagram | coldfusiontv
» Facebook | https://www.facebook.com/ColdFusioncollective


Sources:
https://scholar.princeton.edu/sites/default/files/markus/files/16f_reversalrate.pdf
https://www.afr.com/policy/economy/the-opiate-of-low-interest-rates-20210209-p570zo
https://data.oecd.org/interest/long-term-interest-rates.htm#indicator-chart
https://en.wikipedia.org/wiki/2008%E2%80%932011_Icelandic_financial_crisis
https://www.macrotrends.net/2324/sp-500-historical-chart-data
https://www.aeaweb.org/research/endogenous-technology-adoption-productivity-decline-great-recession
https://www.journals.uchicago.edu/doi/full/10.1086/680580
https://www.econlib.org/archives/2017/03/the_great_reces.html
https://fred.stlouisfed.org/graph/?g=3big
https://www.youtube.com/watch?v=bx_LWm6_6tA
https://en.wikipedia.org/wiki/Post-2008_Irish_economic_downturn
https://www.thisismoney.co.uk/money/markets/article-11343945/UK-braces-highest-base-rate-rise-years-Bank-England-set-move.html
https://www.fool.com/investing/2022/10/03/bank-of-england-hard-pivot-monetary-policy-fed/
https://www.intereconomics.eu/contents/year/2018/number/2/article/productivity-and-the-great-recession.html
https://www.bls.gov/opub/ted/2017/labor-productivity-growth-since-the-great-recession.htm
https://www.c-span.org/video/?281516-1/international-coverage-us-financial-crisis
https://edition.cnn.com/2020/01/11/politics/millennials-income-stalled-upward-mobility-us/index.html
https://www.investopedia.com/articles/03/071603.asp
https://www.nytimes.com/2008/10/03/business/worldbusiness/03iht-sec.4.16681441.html
https://commons.wikimedia.org/wiki/File:Leverage_Ratios.png
https://www.cfr.org/timeline/us-financial-crisis 
https://som.yale.edu/centers/program-on-financial-stability/the-global-financial-crisis/financialcrisischarts
https://www.newyorker.com/magazine/2018/09/17/the-real-cost-of-the-2008-financial-crisis
https://www.schroders.com/en/insights/economics/the-global-financial-crisis-10-years-on-six-charts-that-tell-the-story/
https://www.investopedia.com/terms/n/notionalvalue.asp
https://www.investopedia.com/terms/b/bear-stearns.asp#:~:text=Bear%20Stearns%20was%20a%20global,underlying%20loans%20began%20to%20default.
https://smartasset.com/investing/hedge-fund-vs-investment-bank
https://www.economist.com/media/globalexecutive/greenspans-bubbles-fleckenstein-e.pdf
https://www.benzinga.com/general/education/22/01/19235337/this-day-in-market-history-alan-greenspan-issues-dot-com-bubble-warning
https://www.investopedia.com/terms/c/creditdefaultswap.asp
https://en.wikipedia.org/wiki/Glass%E2%80%93Steagall_legislation
https://en.wikipedia.org/wiki/Global_financial_crisis_in_October_2008
https://www.investopedia.com/terms/b/bear-stearns.asp#:~:text=Bear%20Stearns%20was%20a%20global,underlying%20loans%20began%20to%20default.
https://www.brookings.edu/wp-content/uploads/2018/08/2018-09-10-10am-FINAL-Crisis-deck-00-85.pdf
https://en.wikipedia.org/wiki/Lehman_Brothers
https://www.moneyandbanking.com/commentary/2020/11/8/the-case-of-the-treasury-account-at-the-federal-reserve
https://en.wikipedia.org/wiki/JPMorgan_Chase
https://americandeposits.com/history-quantitative-easing-united-states/
https://www.ifre.com/story/3375562/synthetic-cdo-machine-whirrs-into-gear-again-ntzlc1mtzp
https://www.imf.org/en/Blogs/Articles/2018/09/05/blog-ten-years-after-lehman-lessons-learned-and-challenges-ahead
https://www.investopedia.com/news/10-years-later-lessons-financial-crisis/ 


My Music Channel:  https://www.youtube.com/channel/UCGkpFfEMF0eMJlh9xXj2lMw

//Soundtrack//

Burn Water - Nostalgia Dreams

Working Men's Club - Valleys (Confidence Man Remix)

Aleksandir - Between Summers

Young American Primitive - Sunrise

Rustic Bellyflop

Nanobyte - Lost Time

Oliver Heldens - Aquarius

Yoji Biomehanika - Ding-A-Ling (DJ Scot Project Remix) (2002)

Mosaik - Icarus (Need a Name Remix)

Andre Sobota - Concluded (Original Mix)

Paddy Mulcahy - On A Hill In Swinford

Eluvium - Nepenthe

Burn Water - Fate

Balmorhea - Truth

Burn Water - Soul Mates (
https://youtu.be/5ZaUJSjfkgE)

Hiyo - Don't Go

Gem Club - First Weeks

Juan Rios - What If I Told You

Hammock - Wasted We Stared at the Ceiling

Burn Water - She Shines to Master

» Music I produce | http://burnwater.bandcamp.com or 
» http://www.soundcloud.com/burnwater
» https://www.patreon.com/ColdFusion_TV
» Collection of music used in videos: https://www.youtube.com/watch?v=YOrJJKW31OA

Producer: Dagogo Altraide

Hi, my name is Dagogo Altraide and I create and narrate all the videos on here.
This channel aims to let you experience the cutting edge of the world around us in a relaxed atmosphere.
Learn the captivating stories about how our world came to be and also learn what's happening in the cutting edge today.

--- New Thinking Book written by Dagogo Altraide ---
Learn the stories of those who invented the things we use everyday. This book is rated the 9th best technology history book of all time by Book Authority!
Audio Book: https://goo.gl/p8auh3
Get the book on Amazon US: http://bit.ly/NewThinkingbook
Amazon India Link: https://goo.gl/qJCC1T
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Ebook on Google Play: http://bit.ly/NewThinkingGooglePlay

MERCH:

INTERNATIONAL: https://store.coldfusioncollective.com/
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Contact | *Business ONLY* dagogo@coldfusioncollective.com

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Long Term Structuring

Similar ideas to Long Term Structuring

Step 2: Ask yourself what the long-term consequences of this will be.

Book value