Learn more about moneyandinvestments with this collection
Identifying and eliminating unnecessary expenses
How to negotiate better deals
Understanding the importance of saving
You Need More Income
You can save every penny you earn, but if you're not making enough money to begin with, you'll never get ahead.
The truth is, if you want real financial stability, you need to do one thing and one thing only: make more money. There's no getting around it.
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194 reads
MORE IDEAS ON THIS
Don't Mess Around with Debt
Debt is a serious matter, no matter the amount! Don't mess around with debt. It's not something to be swept under the rug.
If you have the means to pay it off, do so as soon as possible. Don't let the allure of a fancy lifestyle blind you to the reality of your financial situation.
In...
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195 reads
Stop Trying to Please Everyone
We all want to be the big shot sometimes. It feels good to treat our family and friends to a fancy dinner, buy some unnecessary thing for the home, or pay the bar tab without even thinking about it.
But let me tell you something — trying to please everyone all the time is a surefire way to ...
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182 reads
CURATED FROM
The Brutal Reality of Why You're Still Struggling Financially
tmmusings.substack.com
4 ideas
·806 reads
CURATED BY
Before we begin, I'd like to clarify that I'm not a filthy rich person, nor am I in a state of poverty. I consider myself to be financially stable. And if you’re wondering why I feel qualified to address this sensitive topic, the answer is simple: personal experience.Throughout my life, I have faced some of the most difficult and heartbreaking circumstances (some of which I cannot openly discuss). However, despite these challenges, I have managed to overcome most of my financial difficulties. While I still have some remaining debt, I have plans to address it.
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More like this
The habit of saving more
The key to the habit of saving is to save a bigger percentage the more you earn. When you start, you may only be able to save 10% of your income, but it is a mistake to commit to the same amount if you earn more.
However, it's a losing game to only focus on saving money. L...
Decide how strict you need to be with y our money
Your budgeting style will change over your lifetime. You may use the envelope method when you need to be stricter with yourself.
Some people feel less stressed when they use budgeting styles that track every penny. Others find it is enough to run cash flow and know there's...
The habit of earning more
It is natural to earn more over your lifetime. But a person can only earn more if they learn more. Further education enables an individual to provide more value.
Earning more is like a habit. Every year, we learn new skills and ways that will increase our ...
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