Managing personal finance - Deepstash

Managing personal finance

When faced with a challenging situation, as in not having enough money, try to ask yourself which one of the following two you cherish more: time or money. 

Depending on the answer, you will be able to make the appropriate decision: whether to take on a side hustle or cut back on your expenses.

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Handling difficult situations requires taking appropriate measures. When one has issues with the money, there are only two possible scenarios: cutting back on expenses or growing your income.

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Education and wealth

College degrees can add significant wealth. The more education you have, the more you’ll earn and the less likely you are to be unemployed. And if you can keep debt low while getting the degree (and there are reliable ways of doing this), then it’s almost guaranteed that getting a college degree is a good deal.

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Naval Ravikant

"Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth."

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The Golden Rules of Personal Finance
  • Spend less money than you earn
  • Always plan for the future: you should always look forward beyond the current month
  • Make your money make more money: invest, start a business or invest in your education.

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