Week 4: Start Your Conscious Spending Plan

Ramit Sethi lists his favourite approaches to money:

1. Behavior trumps information. Knowing the perfect right answer is less important than taking action. Focus on small, innocuous behaviors. Like saving small every month.
2. Focus on getting things 85% righ...

The people who are aware of this method are able to achieve their financial goals without much stress and still spend on the things they love. Here are the things they do:

1. Sit down and extensively think and detail their expenses and where they plan on spending their ...

If you want to understand your priorities  gain control of your finances, look at where you spend money each month.

The goal is to spend money on things that are important to you but cut back everywhere else. And if you pay yourself first you don’t have to worry about budgeting, you just sp...