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Conscious Spending

The people who are aware of this method are able to achieve their financial goals without much stress and still spend on the things they love. Here are the things they do:

Sit down and extensively think and detail their expenses and where they plan on spending their money and have guilt-free spending
Set up a high-interest savings account to lessen the hassle of deducting money monthly

Money is not only for us to save and pinch but also for us to enjoy.

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IWILLTEACHYOUTOBERICH

Conscious spending

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Frivolous Spending

The short-term decisions, impulsive buying, and the "I want it now" mindset is hindering every progress we make away from achieving our financial goals.
We constantly spend on things that have little to no value for ourselves, such as lattes, dail...

The Concept of Frugality

Being frugal is being economical with your choices in food and/or money. It is often correlated with being thrifty. However, frugality isn't a sustainable choice for many since plenty of people have difficulty changing their "I want it now" mindset.