Oysters form pearls as a way to protect themselves from foreign substances, such as sand.

Listen to your inner voice. Not only is it there to protect you, but it can guide you toward people, information and ideas that can transform your life.

3. Take an interest in the details of your friend’s life by being a good listener. Don’t watch television or text while your friend is sharing something with you. Most times people need more than good advice, they need someone to listen to them as they talk through their feelings...

1. Don’t Be a Consumerist: keep your expenses as low as possible without sacrificing the quality of life. Spend money on things that yield lasting benefits.
2. Have An Emergency Fund: this gives you freedom and peace of mind to deal with issues without having to upset your lo...