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15. Choosing Your Partner Carefully
86% of millionaires are married - and 65% are still in their first marriage.
Find someone who is:
- Frugal
- Mindful about money
- Aligned with your financial goals
Find someone with a winning financial mindset.
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430 reads
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11. Jumping at Opportunities
Never let an opportunity pass you by.
Don’t be afraid to:
- Take a new job
- Start a new business
- Negotiate for a higher pay
Opportunities multiply as they are seized ~ S...
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401 reads
10. Automating Your Investments
Automation keeps your life simple.
Automate:
- Savings
- Investing in 401(k)s
- Investing in Roth IRAs
Out of sight, out of mind.
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450 reads
1. Paying Yourself First
What you need to do:
- Deposit paycheck
- Automate investments first
- Anything left over goes to bills
The process:
- Determine how much to invest
- Determine investment frequency
- Determine where ...
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768 reads
12. Building on Your Strengths
Everyone has strengths:
- Writing
- Managing
- Mathematics
Build on your strengths and create a career out of it.
That’s how you’ll make more money.
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415 reads
5. Analyzing Your Expenses
Expenses can be categorized in 2 ways:
- Fixed
- Variable
Review your spending from the last 3 months.
Categorize expenses as:
- Needs
- Wants
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539 reads
3. Controlling Your Spending
Society tells you to:
- Spend
- Show off
- Consume
Don't go broke trying to look rich.
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619 reads
8. Paying Off Bad Debt
Credit cards can be a double-edged sword.
- Use credit cards wisely, because they can DRAIN your wealth.
- If you use your credit card, only use it for convenience and NOT to buy things that you can’t actually afford.
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7. Building an Emergency Fund
63% of Americans cannot afford a $500 emergency.
That means the average American would have to resort to high-interest credit card debt to pay for surprise expenses.
Do your future self a favor and save 3 to 6 months' worth of living expenses.
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476 reads
14. Adopting Healthy Financial Habits
It takes about 66 days for a new behavior to become an automatic habit.
Stick to a productive daily routine to build healthy financial habits.
When you build healthy financial habits, you will struggle less in life.
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400 reads
2. Investing in Yourself
The best investment you can make is in yourself.
How to level up right now:
- Read a book
- Take a course
- Exercise for 30 mins
- Listen more, talk less
- Learn from past mistakes
The highest ROI is when you inv...
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593 reads
6. Tracking Your Money
Assign a purpose to every dollar.
Some examples:
- Business accounts
- Retirement accounts
- Emergency savings fund
- Joint / Individual accounts
Want to be like the pros? Automate the process.
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491 reads
13. Surrounding Yourself with Winners
If you want to be the best, then you have to surround yourself with the best.
Curate a tight-knit circle of high-quality friends and mentors.
Quality over quantity.
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406 reads
9. Starting a Side Hustle
Building a successful side hustle will take:
- Hard work
- Dedication
- Long nights
The reward will be:
- Fulfillment
- Freedom
Time
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449 reads
4. Increasing Your Income
Increase your income by:
- Getting a new job
- Starting a side hustle
- Negotiating for a raise
Give yourself a raise to fast-track your process.
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582 reads
CURATED FROM
IDEAS CURATED BY
If you don't understand money, you'll never be truly wealthy. Here are 15 money skills everyone should know:
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Other curated ideas on this topic:
The Concept of Frugality
Being frugal is being economical with your choices in food and/or money. It is often correlated with being thrifty. However, frugality isn't a sustainable choice for many since plenty of people have difficulty changing their "I want it now" mindset.
Although being frugal ...
Lay the psychological groundwork
- A lot of financial advice focuses on knowing about money, interest rates, tax, etc. However, only look at it after deciding what your financial goals are.
- Your money is a tool, so first look at what you want, then see how to use your money...
The Partner
The partner doesn't necessarily mean your "work BFF", but rather someone who you trust, that has the drive to succeed, and is someone who is working towards the same outcome as you.
Having a mutually beneficial peer relationship is great because they are s...
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