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Find a balance between your immediate needs and your more optional desires so that you can stay happy and motivated while setting aside enough toward your long-term goals.
On the one side, we often think something is essential when it's optional. But it is as common for pe...
To change your habits, you first need to know your current habits and then decide which ones you should change.
People want to save for many reasons: for unforeseen circumstances, retirement, holidays, or to avoid debt. Others think it is a good idea to save because they should.
While not everyone is in a position to save, of those who can save and knowing its benefits, few do it.
Underlying many of our difficulties with saving is that we only pay attention to our most immediate needs rather than prioritising a long-term saving strategy. We may also have an impulse to keep purchasing items to show off, such as a new phone (even if your exi...
Consider what you are saving for. If you're not sure what you really want in the long term, you can try a thought experiment:
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If you track every dollar you spend, are a bit of a perfectionist, and always need to know what the plan is, this might just be your financial personality.
A security keeper focuses more on the day-to-day than future financial freedom. Seek out sound advice to help you s...
To feel motivated, you first need to act, then motivation will follow.
Look at your time well-spent activities and fit them into your day. In other words, think how and when your most meaningful tasks will fit into a real day. Understanding how to use your...
All families have their own psychology of money: what they can talk about, who should be in control, how important money is.
You may have experienced subtle pressures to correct the injustices perpetrated or suffered by previous generations. You may feel internal pressure ...
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