You can't measure the benefit of exercise by merely looking at how much you sweat. The gap between what you gain and how much you avoid offsetting that gain is the figure that matters most.
The same goes for saving money.
Median family income adjusted for inflation was $29,000 in 1955. Today it's just over $63,000, an all-time high. But half of Americans today have zero dollars saved for retirement.
How do you reconcile those figures?
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Retirement is when you stop sacrificing today for an imaginary tomorrow. When today is complete, in and of itself, you’re retired. How do you get there?
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