You start to realize how insignificant monetary things are for your day-to-day happiness. The majority of your grateful moments don’t cost a dime: time spent with friends and family, something nice someone said, a good workout that day. 

That’s not to say money is unimportant, but there is ...

Science shows that grateful people tend to be happier and healthier. Gratitude can be a stress-buster and can even have a beneficial effect on heart rate.

Consciously nurture the habit, by noticing three good things each day. 

Every morning, concentrate for a few minutes on things that you are incredibly grateful for so you can start your day feeling some gratitude. You cannot be grateful and be fearful or angry simultaneously.