The choices we make to ‘borrow’ our personal time to get work done works against us in the long run, just like the money borrowed from a credit card has to be paid back with interest in the future. This means more work or expenditure of resources in the future to get things back on track.
**Time debt has to be paid back, and the interest paid is focus and attention, which has been robbed from us with the time we have loaned out to other tasks.
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We all have heard of multi-tasking, but new research shows focused hours are 500 percent more productive. Focusing on a single task and completing it is a time-asset superpower (it builds more time into your day).
You need to find out just where your time is going currently. You can use a pen and paper, a spreadsheet, or an app to visualize where you spend most of the hours in your day.
We need to be open and transparent to our peers and bosses, and refuse certain tasks that seem to take us away from our core priorities and seem obligatory or repetitive.
We can also defer them or try to postpone them, examining the true urgency or importance of the reque...
Your ability to use your time depends on you being healthy, stress-free and happy. If you aren’t at your best, your entire life ecosystem will fall like a house of cards.
You need to rest, recharge, recover, and also pursue a work-life balance.
Certain habits are time-multipliers. They are simple tools, hacks and work-flows that optimize your work environment and get more things done in less time.
This includes prioritizing your to do list geographically, clubbing of errands and routines, and ensuring your main task is done with ...
Incomplete and pending tasks take up space inside our minds.
This may include our unfulfilled desires and dreams, conversations that we haven’t had, projects that need to be wrapped up. We can help ourselves with this by writing down the draining and incomplete tasks, cro...
Delegating tasks is a hidden hack that, if used can free you up with loads of free time. Studies show that many knowledge workers spend 41 percent of their time on tasks that can be easily delegated to others.
The 30X rule says that even if the time taken for you to train someone and d...
It states that we are overly optimistic about what we can hypothetically get done in a given day. So we overschedule and create further time debt.
Start filling your schedule with the really important tasks, and take care not to put all the time-debt activities back in. Sometimes the seemingly urgent work isn’t important, but we do it, because it is in front of us.
Stop doing everything except mission-critical tasks ...
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Try to transfer your debt onto a zero-interest credit card (also known as a balance-transfer card). It will give you a limited time window where your debt won't accrue interest and allow you to get rid of your debt faster. But ensure you can pay it off within that window, otherwi...
The best thing to do with your money during a recession is to pay off your credit card debt.
Paying off a credit card that charges 18% interest is equivalent to getting an 18% return on investment. You may not get that from most other investments during a recession.
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