You have to keep track of unexpected expenses and understand where to take the money from.
Also, gifts are not unexpected expenses because you forget your friend’s birthday.
First, you are an awful person. Second, that would be a Wants expense.
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Stop Wasting Money! Start Budgeting with the 50/30/20 Rule
cosmopolitanmindset.substack.com
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Passionate about self-improvement, personal growth, finance, and creativity. I love to inspire people to become the better version of themselves. Author @ www.cosmopolitanmindset.com
Stop Wasting Money: Master the 50/30/20 Budget Rule for Financial Freedom – Simple Steps to Take Control of Your Finances, Save More, and Achieve Your Long-Term Goals
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