Go out and try to make more money. Start by optimizing your full-time job and starting a side hustle.

Early retirement is not defined as when you stop working forever, but as having the freedom and flexibility that saving up enough money can give you if you want to leave a job.

Most of the retirement calculators come out with a number you will need to "retire" based on your inputs and current progression. The numbers are so large that they seem impossible to reach and consequently discourage saving.

Cut back on your three biggest expenses.

A good early retirement investing strategy should be simple, focused on stocks, bonds, and real estate, and be executed consistently.

Deposit as much money as possible into your investment accounts every day, even if it is only $5. If you get a bonus, invest it. If you make extra money on a side hustle, invest it.

The two most important numbers to track your early retirement strategy are:

Based on a series of papers known as the Trinity Studies, you need to save 25-30 times your expected annual expenses to have enough money to last you for the rest of your life.