Frugality buys time
The relationship between time and money is this: When you spend less, you can work less. That means that frugality buys time. On a deeper level, frugality buys freedom - financial freedom, freedom from worry, freedom to spend your time as you wish.
There's a balance, and it is different for everyone. You have to decide how much time you're willing to spend on the present comfort and how much you want to put away for the future.
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Creating a productive schedule
Avoiding procrastination
Prioritizing tasks effectively
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