Instantly stopping your bad spending and saving habits may set you up for failure and leave you feeling discouraged and less motivated to improve your finances.

While early holiday shopping can snag you discounts and the best selection, you are most likely to get the best deal just before holiday shopping.

Your parents were in their prime in a very different social and economic climate. What was good for them may no longer be true.

Purchasing less expensive items could also mean buying lesser quality, meaning you will have to buy the same article more often.

It makes sense to stock up on non-perishable items such as soap and canned goods.

Coupons are sold in lots to allow couponers to stock up on the best deals.

Consumers need to protect themselves when dealing with banks. Don't let the bank make financial decisions for you.

Leaving money in your checking account might make you spend more than you planned, simply because the money is available. The money in your checking is also not earning any return.