Try to transfer your debt onto a zero-interest credit card (also known as a balance-transfer card). It will give you a limited time window where your debt won't accrue interest and allow you to get rid of your debt faster. But ensure you can pay it off within that window, otherwi...

Debt is a liability unless you use it to finance income-generating assets. Don't take on debt for anything that does not increase in value over time.

Suitable forms of debt include buying real estate as a rental property, investing in your business, or a student loan.

If you owe lots of people money, there is pressure to pay it all back. 

Buy a simpler car with cash, rather than a fancy one with debt. Get rid of credit cards. Shop more sensibly. Make a budget. This is a hustle but worth it.