Paper piles include mail, bills, receipts, and magazines. When you can't throw anything away, follow a three-folder filing system:
- Pending papers: Anything that requires action, like a bill you have to pay.
- Forever papers: Birth certificates and mortgage documents that you don't handle often.
- Temporary papers: This folder is for papers you know you'll let go of in the future, like warranties, lease agreements, or study materials.