Lastly do you learn life experience?

Part of investing in yourself should be learning about managing money. Risk comes from not knowing what you're doing. Educate yourself about personal finance. Read a lot. Make sure you get to bed smarter. 

Michel de Montaigne said, "What good does it do us to have our belly full of meat if it is not digested, if it is not transformed into us, if it does not nourish and support us?"

We learn from books, but also from people we talk to, and the various positions, ideas, and opinions w...

Don’t ask what you can do, look around and find something useful to do. 

Try to do something every day that no one asked you to.

Making an impact means seeing what needs to get done and taking the initiative to make sure it happens.