Lastly do you learn life experience?

Part of investing in yourself should be learning about managing money. Risk comes from not knowing what you're doing. Educate yourself about personal finance. Read a lot. Make sure you get to bed smarter. 

Don’t ask what you can do, look around and find something useful to do. 

Try to do something every day that no one asked you to.

Making an impact means seeing what needs to get done and taking the initiative to make sure it happens. 

Go is a discount book store and drop off all your old books and get some discount on used books you find in the store.

It is very fun to browse through the new books people have donated. Make your trip to a used book store a regular thing. 

Even cheaper than a used book shop is a l...