You can optimize your current actions or discover a new action using the formula of the Perceived Value of an Action,
Value = Reward/Work
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Identifying and eliminating unnecessary expenses
How to negotiate better deals
Understanding the importance of saving
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Many people fall into bad money habits and don't realize it until their habits become hard to manage.
If you want to change your habit, start by breaking it down. Understand your cue, reward, and routine, then use it to break the cycle of your habit.
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