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Productivity Hacks

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Productivity Hacks

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Keeping The Budget

Keeping The Budget

Compare the total monthly family income with total monthly expenditures. If you have excess money after paying your bills you can save or invest it, otherwise, you have to reduce expenses, increase revenue, or do both.

Analyze your monthly expenses, and set priorities in spending. After you separate money for the inescapable expenses, reduce variable costs to easily achieve monthly savings. 


353 reads

Make The Whole Family Save

Make The Whole Family Save

When it comes to household budgets and saving, it is important that all family members contribute to cost reduction. 

Distributing savings equally prevents others from feeling injured as the only ones who are deprived of what they care about. 


206 reads

Be Careful With Credit Cards

Be Careful With Credit Cards

Do not carry a credit card with you when you go for a walk. Their ease of use can compel us to pay with it, which puts us at risk of paying high interest.


211 reads

Plan The Procurement

Plan The Procurement

Track and compare prices in stores and plan a higher monthly food supply.

Leave only daily purchases of bread, milk and basic necessities for everyday small purchases in smaller shops. Major retail chains often offer lower prices or have discount prices, which you can use to purchase monthly.


255 reads

Treat Yourself Wisely

Treat Yourself Wisely

Spending money towards priorities doesn’t mean sacrificing all nonessentials. Find something that the whole family can enjoy and is not too expensive and set it as a monthly reward for the effort.


313 reads



"You have to go broke three times to learn how to make a living." ~ Casey Stengel

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