Treat Yourself Wisely - Deepstash
Productivity Hacks

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Productivity Hacks

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Treat Yourself Wisely

Treat Yourself Wisely

Spending money towards priorities doesn’t mean sacrificing all nonessentials. Find something that the whole family can enjoy and is not too expensive and set it as a monthly reward for the effort.

58

313 reads

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Keeping The Budget

Keeping The Budget

Compare the total monthly family income with total monthly expenditures. If you have excess money after paying your bills you can save or invest it, otherwise, you have to reduce expenses, increase revenue, or do both.

Analyze your monthly expenses, and set priorities in spending. After ...

69

353 reads

Be Careful With Credit Cards

Be Careful With Credit Cards

Do not carry a credit card with you when you go for a walk. Their ease of use can compel us to pay with it, which puts us at risk of paying high interest.

53

211 reads

Make The Whole Family Save

Make The Whole Family Save

When it comes to household budgets and saving, it is important that all family members contribute to cost reduction. 

Distributing savings equally prevents others from feeling injured as the only ones who are deprived of what they care about. 

56

206 reads

Plan The Procurement

Plan The Procurement

Track and compare prices in stores and plan a higher monthly food supply.

Leave only daily purchases of bread, milk and basic necessities for everyday small purchases in smaller shops. Major retail chains often offer lower prices or have discount prices, which you can use to ...

58

255 reads

CURATED FROM

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lolaf

"You have to go broke three times to learn how to make a living." ~ Casey Stengel

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Keeping The Budget

Keeping The Budget

Compare the total monthly family income with total monthly expenditures. If you have excess money after paying your bills you can save or invest it, otherwise, you have to reduce expenses, increase revenue, or do both.

Analyze your monthly expenses, and set priorities in spending. After ...

Pay Yourself First

Prioritise your savings, not saving what is left after spending.

When budgeting, consider what is necessary to cover your basic needs, then figure out how much you want to save. The leftover is spending money. If it helps, think of your savings and investments as a monthl...

Conscious Spending

The people who are aware of this method are able to achieve their financial goals without much stress and still spend on the things they love. Here are the things they do:

  1. Sit down and extensively think and detail their expenses and where they plan on spending their ...

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