Financial success is dependent on good habits practised over a long period of time.

You can still have a positive impact on your financial future if you're starting later in life, but you will then have a lot of work to do. This is due to the magic of compounding, that can...

At first glance, compounding does not look remarkable. However, looking at compounding in action, you will notice a few things.

Consider, for example, investing in stocks at an average real return of 6.8%. (It is inflation-adjusted.) During the first few years, compounding doesn't real...

Your investment returns are less important than your investment contributions. That is to say, how much you invest matters more than where you invest.

The more you contribute, the more there is to compound.

• Start early. The sooner you start, the more time compounding can work in your favour and the wealthier you can become. Next to starting early is starting now.
• Stay disciplined. Make regular contributions to your savings and retirement accounts. Try...