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Financial success is dependent on good habits practised over a long period of time.
You can still have a positive impact on your financial future if you're starting later in life, but you will then have a lot of work to do. This is due to the magic of compounding, that can help you create an impressive wealth snowball.
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At first glance, compounding does not look remarkable. However, looking at compounding in action, you will notice a few things.
Your investment returns are less important than your investment contributions. That is to say, how much you invest matters more than where you invest.
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