1. Theory One

Money is the cause of all sufferings

2. Theory Two

Lack of money is the cause of all sufferings.

Assets

The things which increase your money.

Liabilities

The things which reduce your money.

Poor

People whose income gets spend on basic expenditure.

Middle class

People whose income gets spend on luxury things and unnecessary shopping.

Real rich

People whose income does not get spend, but they invest a good part of their income on money generating assets.

Most of the people think that their wealth will increase with increase in their income.

However, they end up increase in expenditure along with increase in income.

In contrast, rich people have attitude of saving and investing which make them rich.