... is a somewhat overlooked discipline that occupies the space between psychology and behavioral economics. Advertisers and marketers trying to tempt us to spend money are well aware of it.

If we understand how the financial environment affects us, we can better control our cash

Lovers of risk, anxious investors trade frequently and believe they have the edge over others. Many have absolutely no idea what their returns actually were and only remember their good decisions.

Does shopping make you happy? Do you frequently buy your loved ones presents “just because” and blow the budget at Christmas and birthdays? You could be a social value spender.

If you are concerned about your spending and borrowing habits you need to study your bills — perhaps...

They check their online bank balance and track their spending as often as someone training for an extreme sporting event measures their calorie intake, resting heart rate and sleep quality. 

Take a step back and look at the bigger picture. A session with a

Someone who would rather bury their heads in the sand than organize their finances.  “Making no decision always feels easier than the possibility of making the wrong decision.” 

Ostriches should take their heads out of the sand — slowly. Set aside an hour a fortnight at fi...