Learn more about moneyandinvestments with this collection
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The Cash Splasher
Cash splashers view themselves as generous, but they also use the money to make others think more highly of them.
They are likely to wave their checkbooks about at charity auctions and spend money on things they could easily do without, from expensive cars to club memberships.
520
3.04K reads
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Financial Psychology
... is a somewhat overlooked discipline that occupies the space between psychology and behavioral economics. Advertisers and marketers trying to tempt us to spend money are well aware of it.
If we understand how the financial environment affects us, we can better control our cash
694
4.88K reads
The Anxious Investor
Lovers of risk, anxious investors trade frequently and believe they have the edge over others. Many have absolutely no idea what their returns actually were and only remember their good decisions.
544
3.7K reads
The Social Value Spender
Does shopping make you happy? Do you frequently buy your loved ones presents “just because” and blow the budget at Christmas and birthdays? You could be a social value spender.
If you are concerned about your spending and borrowing habits you need to study your bills — perhaps...
570
3.16K reads
The Fitbit Financier
They check their online bank balance and track their spending as often as someone training for an extreme sporting event measures their calorie intake, resting heart rate and sleep quality.
Take a step back and look at the bigger picture. A session with a
544
3.07K reads
The Ostrich
Someone who would rather bury their heads in the sand than organize their finances. “Making no decision always feels easier than the possibility of making the wrong decision.”
Ostriches should take their heads out of the sand — slowly. Set aside an hour a fortnight at fi...
564
3.25K reads
The Hoarder
For hoarders, money represents security. They abhor risk and may even stockpile cash that they would probably be better off investing — or even spending.
Find an advisor you feel comfortable with who can discuss the right investment approach — and level of risk — for you.
...541
3.38K reads
CURATED FROM
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"Many people are in the dark when it comes to money, and I'm going to turn on the lights. " ~ Suze Orman
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When you should use cash
- When you have an emergency: Cash is accepted everywhere, so have some on hand. Dave Ramsey recommends having at least $1,000 in an emergency fund.
- When you want to limit your spending: Psychologically, we spend less money when we use cash as you ca...
Conscious Spending
The people who are aware of this method are able to achieve their financial goals without much stress and still spend on the things they love. Here are the things they do:
- Sit down and extensively think and detail their expenses and where they plan on spending their ...
The Rugged Individualist
The Rugged Individualist believes they can do everything themselves and prefers to do things without asking for help. They believe asking others is a sign of weakness.
Impostor Fix: The problem of not asking others may be because you haven’t found the ...
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