Set a Spending Waiting Period

If you catch yourself on a self-deprecating rant, check in with yourself and ask, “Would I say this to _____? ” If the answer is “no, ” then you don’t deserve to be spoken to in that way either. Don’t let these insults pass without defending yourself against your own negative self-talk.

• Leave the item for 24 hours. If you still want it and can afford it, then make the purchase.
• Don’t let “blowout sales” tempt you. Ask yourself if you would buy the item if it were full price.
• Check your bank balance first thing every morning. It will ensu...

When you get to a new place, ask yourself: "If I lived here, where would I go?" Look for cool events, gigs, and shows. 

It’s a great way to get away from all the tourist spots and into the cool neighborhoods where the locals actually hang out.