Diners Club Credit Card And American Express - Deepstash
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Diners Club Credit Card And American Express

  • In 1950, the Diners Club issued their credit card in the United States. The Diners Club credit card was invented by Diners Club founder Frank McNamara as a way to pay restaurant bills (1950). A customer could eat without cash at any restaurant that would accept Diners Club credit cards. Diners Club would pay the restaurant and the credit card holder would repay Diners Club. 
  • American Express issued their first credit card in 1958. 
  • Bank of America issued the BankAmericard (now Visa) bank credit card later in 1958.

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The Shape of Credit Cards

Credit cards were not always been made of plastic. Throughout history, there have been credit tokens made from metal coins, metal plates, and celluloid, metal, fiber, paper and now mostly plastic cards.

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The Popularity of Credit Cards

  • Credit cards were first promoted to traveling salesmen for use on the road. By the early 1960s, more companies offered credit cards by advertising them as a time-saving device rather than a form of credit. American Express and MasterCard became huge successes overnight.
  • By the mid-70...

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Credit Cards: The Beginning

Credit Cards: The Beginning

  • The use of credit cards originated in the United States during the 1920s, when individual firms, such as oil companies and hotel chains, began issuing them to customers.
  • References to credit cards have been made as far back as 1890 in Europe. Early c...

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First Bank Credit Card

The inventor of the first bank-issued credit card was John Biggins of the Flatbush National Bank of Brooklyn in New York. 

In 1946, Biggins invented the "Charge-It" program between bank customers and local merchants. The way it worked was that merchants could deposit sa...

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208 reads

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"I always say, 'People first, then money, then things.'" ~ Suze Orman

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The Birth Of The Credit Card

The Birth Of The Credit Card

  • The concept of a multiple-establishment credit card came in the mind of Frank X. McNamara in 1949, when he had forgotten his wallet and was unable to pay for his dinner at a fancy restaurant, where he was dining with his relatives.
  • Store-specific credit accounts were used at that t...

The Concept Of A Universal Credit Card

The founder of the card didn’t think this ‘fad’ would last long and sold off his shares in 1952.

With American Express coming in the picture in 1958 and two banks started their personal credit card business at the same time (MasterCard and Visa), the concept of a universal credit c...

First Bank Credit Card

The inventor of the first bank-issued credit card was John Biggins of the Flatbush National Bank of Brooklyn in New York. 

In 1946, Biggins invented the "Charge-It" program between bank customers and local merchants. The way it worked was that merchants could deposit sa...

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