Not a planning problem

20% of people identify themselves as chronic procrastinators. For them, procrastination is a lifestyle, albeit a maladaptive one. 

It cuts across all domains of their lives. They don't pay bills on time. They miss opportunities for buying tickets to concerts. 

There may be more of it in the U.S. than in other countries because we are so nice; we don't call people on their excuses ("my grandmother died last week") even when we don't believe them.

• "I'll feel more like doing this tomorrow." Or "I work best under pressure." They do not get the urge the next day or work best under pressure. 
• Another big lie is that time pressure makes them more creative. Unfortunately, they do not turn out to be more creative; they only feel that way. 

They squander their resources avoiding.

Checking e-mail is almost perfect for this purpose. They distract themselves as a way of regulating their emotions such as fear of failure.

• Arousal types, or thrill-seekers, who wait until the last minute for the euphoric rush.
• Avoiders, who may be avoiding the fear of failure or even fear of success; they would rather have others think they lack effort than ability.
• Decisional procrastinators, who cannot make a decision. Not making a decision absolves procrastinators of responsibility for the outcome of events.

• Health. Just over the course of a single academic term, procrastinating college students had such evidence of compromised immune systems as more colds and flu, more gastrointestinal problems. And they had insomnia. 
• Procrastination has a high cost to others as well as oneself; it shifts the burden of responsibilities onto others, who become resentful. Procrastination destroys teamwork in the workplace and private relationships.